Lock In Higher Interest Rates for Fixed Time Periods
Grand Bank & Trust CDs offer a guaranteed interest rate regardless of market fluctuation and the flexibility to choose a term that fits your investment needs.

Grand Bank CD Basics
Minimum opening deposit: $1,000
Maturities: Choose terms from 3 months to 60 months
Account will automatically renew at maturity
Penalty for early withdrawal

Increased Income
CD products offer fixed higher rates of interest

Term
Annual Percentage Yield
Interest Rate
3 Months
0.25%
0.25%
6 Months
0.45%
0.45%
9 Months
0.55%
0.55%
12 Months
0.65%
0.65%
18 Months
0.75%
0.75%
24 Months
0.90%
0.90%
30 Months
0.90%
0.90%
36 Months
0.90%
0.90%
48 Months
1.00%
1.00%
60 Months
1.00%
1.00%

Interest rates effective as of 2/28/2014 and are subject to change at any time.

Fees can reduce earnings


Flexibility to Build Assets or Generate Cash Flow
CDs lock in interest rates guaranteeing the income from the deposit for the term of the CD
Interest earnings may be deposited directly to Grand Bank & Trust account, added to the
principal of your CD or paid by check
Can be used as security for low rate borrowing
   
Improved Income Management
Match the term of your CD to your investment and cash flow strategy

Safety and Peace of Mind
FDIC insured