Grand Bank & Trust

Lock In Higher Interest Rates for Fixed Time Periods
Grand Bank & Trust CDs offer a guaranteed interest rate regardless of market fluctuation and the flexibility to choose a term that fits your investment needs.

Grand Bank CD Basics
	Minimum opening deposit: $1,000
	Maturities: Choose terms from 3 months to 60 months
	Account will automatically renew at maturity
	Penalty for early withdrawal

Increased Income
	CD products offer fixed higher rates of interest

Term

Annual Percentage Yield

Interest Rate

3 Months	0.25%	0.25%
6 Months	0.45%	0.45%
9 Months	0.55%	0.55%
12 Months	0.65%	0.65%
18 Months	0.75%	0.75%
24 Months	0.90%	0.90%
30 Months	0.90%	0.90%
36 Months	0.90%	0.90%
48 Months	1.00%	1.00%
60 Months	1.00%	1.00%

Interest rates effective as of 6/5/2013 and are subject to change at any time.

Flexibility to Build Assets or Generate Cash Flow
	CDs lock in interest rates guaranteeing the income from the deposit for the term of the CD
	Interest earnings may be deposited directly to Grand Bank & Trust account, added to the principal of your CD or paid by check
	Can be used as security for low rate borrowing

Improved Income Management
	Match the term of your CD to your investment and cash flow strategy

Safety and Peace of Mind

FDIC insured

Fees can reduce earnings