This no-fee checking account features interest earnings at tiered rates, free checks, plus unique extras designed exclusively for our customers age 50 and older.

Easy to Get Started
Required opening deposit: just $100

Easy to Earn Tiered Interest: The higher the balance the higher the rate
Account Balance
Annual Percentage Yield
Interest Rate
$1,000-4,999
0.03%
0.03%
$5,000 +
0.05%
0.05%
Interest rates effective as of 01/27/12 and are subject to change at any time.

Save Money
Unlimited check writing
FREE or discounted checks
No minimum balance requirement
No monthly maintenance fees
FREE Visa® Check Card
FREE 24-hour Telephone Banking
FREE Online Banking
FREE Online Bill Pay
FREE eStatements

Safety and Peace of Mind
FDIC insured*

* On July 21, 2010, FDIC deposit insurance permanently increased from $100,000 to $250,000 per depositor.

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Trust Accounts ("IOTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

Fees can reduce earnings.