Our premier personal checking account rewards customers based on their banking relationship with us. This account earns tiered rates when minimum balances are maintained and is fee-free with minimum daily balance of $2,500.

Easy to Get Started
Required opening deposit: just $100

Easy to Earn Tiered Interest: The higher the balance the higher the rate
Account Balance
Annual Percentage Yield
Interest Rate
$0 - $4,999
0.03%
0.03%
$5,000 - $24,999
0.05%
0.05%
$25,000 - $99,999
0.20%
0.20%
$100,000 +
0.30%
0.30%

 Interest rates effective as of 01/27/12 and are subject to change at any time.


Save Money
Unlimited check writing
No monthly maintenance fee if minimum balance of $2,500 is maintained. Monthly maintenance fee of $20 is assessed if balance falls below $2,500 any day during the statement cycle

Convenience, Access and More Savings
Free VISA® CheckCard with direct debit access. Use wherever Visa® is accepted
FREE 24-hour Telephone Banking
FREE Online Banking
FREE Online Bill Pay
FREE Notary Service
Descriptive monthly statement with front and back images of your checks
FREE eStatements

Safety and Peace of Mind
FDIC insured*

* On July 21, 2010, FDIC deposit insurance permanently increased from $100,000 to $250,000 per depositor.

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Trust Accounts ("IOTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts.

Fees can reduce earnings.