High Performance Earning Power
Grand Bank & Trust Money Market Accounts deliver the best of two worlds: increased earning power in a flexible, accessible bank account. You’ll enjoy competitive rates on deposit balances with the convenience of a limited number of monthly transactions; investment type savings rates with checking account liquidity.

Easy to Get Started
Required opening deposit: just $100

 

Save Money While You Earn Money
Interest compounded daily and credited monthly
Tiered interest rates based on account balance
No monthly maintenance fee if minimum balance of $2,500 is maintained. Monthly maintenance fee of $15 is assessed if balance falls below $2,500 any day during the statement cycle

Account Balance
Annual Percentage Yield

Interest Ratee
$2,500 - 4,999
0.05%
0.05%
$5,000 - 24,999
0.15%
0.15%
$25,000 - 99,999
0.30%
0.30%
$100,000 - $999,998
0.75%
0.75%
$999,999 +
0.80%
0.80%
  Interest ates effective as of 01/27/12 and are subject to change at any time.

Easy Access and More Savings
Make up to six transfers per statement cycle to another account or to third parties by preauthorized, automatic, computer, telephone, check, draft, debit card or similar order. $10 fee per item is assessed for withdrawals over this limit
Unlimited “in person” withdrawals
FREE 24-hour Telephone Banking
FREE Online Banking
FREE eStatements

Convenience
Grand Bank & Trust VISA® Check Card allows direct access to a linked checking account without writing a check

Safety and Peace of Mind
FDIC insured*

* On July 21, 2010, FDIC deposit insurance permanently increased from $100,000 to $250,000 per depositor.

Fees can reduce earnings.